Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. Also if you recommend any other credit cards approx $500 a month spending. Available on Scotiabank Visa and Scotiabank American Express Credit Cards. 1685 E SCCPClaims@umu. Paper statement. This Scotiabank Ultimate Package review covers everything you need to know about one of the best account packages from the big banks in Canada, When it comes to banking, you want the best service that meets your unique set of needs. The enclosed Claimant Statement form fully completed and signed by the Claimant 2. Minimum credit limit of $10,000. Earn 2 Scene+ points for every $1 spent on all eligible purchases with no limit. 40 Bay Street Toronto, ON M5J 2L2. - 6:00 p. Click "Transfers" sub-tab. Need help signing in?SCOTIA CREDIT CARD PROTECTION CLAIM FORM JOB LOSS OR STRIKE/LOCKOUT CLAIMANT STATEMENT & EMPLOYER STATEMENT Unity Managing Underwriters Ltd. Scotiabank American Express ® Card Scotiabank Gold American Express ® Card Scotiabank Platinum American Express ® Card; Earn 3X Scene+™ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more. 1685 E SCCPClaims@umu. Borrower can visit a Scotiabank branch, call the Insurance Canada Service. Save for multiple goals in one account. Either an Eligible RRSP or Eligible TFSA. Clients with a Scotiabank Ultimate or Scotiabank Preferred chequing account package earn. clients of Scotiabank, and works with your Scotiabank Line of Credit account. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. Updated: March 25, 2023. 1. $500. SAMPLE Scotia Credit Card Protection Certificate of Insurance. Scotia Credit Card Protection offers. No, most of the Scotia savings accounts do not charge a monthly account fee. 95 monthly fee, you can waive the fee by keeping a daily minimum closing balance of $3,000. Benefits : Earn an additional 0. Interest rates: 12. 50% on all foreign payments. Annual fee: $29. Ask your representative for a copy, contact 1832 Asset Management L. 0000002585 00000 n trailer Contact Us for 24/7 Customer Service Centre - Scotiabank Scotia Centre Branch rocharlle. Systems Security Certified Practitioner (referred to simply as SSCP) is a technical certificate or credential from the International Information Systems Security Certification Consortium or (ISC)2, which shows that a candidate has skills in implementing, managing, and maintaining information security to safeguard IT infrastructure. com. 40% as the starting point. 7. The Scotiabank American Express Card is offering a modest welcome bonus of up to 7,000 Scene+ points for new applicants, distributed as follows: Earn 5,000 Scene+ points upon spending $750 in the first three months. Click the "Banking" tab. 8. Typically, the monthly cost for this type of insurance is about 99 cents (plus taxes) per $100 of. Scotia®. Scotiabank Gold American Express® Card. Score with 20% off green fees at eligible golf courses worldwide. A Tax-Free Savings Account (TFSA) earns income that is tax-free for life. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. m. Scotiabank Premium Banking Bahamas, offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon enrolment. Scotiabank Premium Banking offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. Written notice will be sent by regular mail to Your address as it appears on file, at least 60 days before the premium rate is changed, and except where the Group Policy is amended to change the benefits or Eligibility criteria, or a change in legislation or. D. Scotia iTRADE launched in 2008, after Scotiabank acquired E*Trade Canada and immediately rebranded it. The monthly premium rate is $1. For example, if you spend $1500 on your credit card in August and $2300 in September, then you’ll pay about $15 for August’s insurance and $23 for September’s. Aged 18 to 64. 400% 3. While the savings account interest rate is not as good as EQ Bank (our #1 high interest savings account) it is by far the best deal amongst RBC, TD, BMO and. Earn even more interest1 when you open and fund a Premium Period (s)2. a^I%7B9xB. SCCP on credit card. Scotia Credit Card Protection insurance can. 95 fee that can be waived when you keep a $5,000 balance, this account offers unlimited free transactions and Interac e-Transfers; unlimited free ATM withdrawals worldwide, annual fee waiver on a premium. When that happens, the remaining outstanding installment balance under the installment plan will be re-applied to the balance owing on. The premium will be calculated by: › The Taking your Scotiabank line of credit account’s daily balance; › Multiplying that balance by the daily premium rate shown in the table below, based on your age at the end of each billing period; and Scotia Investments’ Fund Managers have been managing portfolios for over 20 years. Fortunately, Scotiabank recently introduced a new premium banking account: the Scotiabank. Flexible payment options. 85%. The premium rate for coverage under Scotia Credit Card Protection is $1. 95 /mth. 79%-27. Earn 3 Scene+ points 7 on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more. Job Loss Coverage. Scotiabank Preferred Package Features. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. Min. Based on these numbers, the premium payable would be: premium on total loan amount x mortgage loan amount = 3. Scotiabank Arena has completed the first piece of an extensive $350 million renovation of the Toronto facility. In addition, you must request the extension before your coverage expires and pay the appropriate premium. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272: Scotia Plan Loan Life & Disability Protection:. Set up one eligible automated recurring direct deposit, like a payroll or pension, that recurs for 3 months in a row. Scotia Credit Card Protection insurance;. 7. 99%. If your goals are more short-term, a HISA will be a better account for your savings. Scotia Credit Card Protection: Death, Critical Illness, and Hospitalization coverage are available in the Basic Protection Bundle. Scotia Credit Card Protection offers. 7092 F +1. 8:00 a. STEP lets you choose from different kinds of Scotiabank credit products (like mortgages and lines of credit) based on your needs, all with one easy application. 95 for every $100 of outstanding balance. A Canadian-headquartered bank with focus on high-quality growth markets in the Americas. Legal notes. Choose a 3, 6, or. 8% promo, you might as well get an EQ or Neo account. Email: [email protected]% x $450,000 = $13,950. DETAILS. Only if you put it in a different premium with $5000 in the one and $1000 in the other. If your balance exceeds $10, you will pay $1. $0* or $16. “Maximum Full Term Return” means the maximum return, expressed as a percentage rate, you may earn on your Scotiabank Market Linked GIC. Right now, you can earn up to 5. The Scotiabank Passport Visa Infinite Business Card is Scotiabank’s premium travel credit card for small business owners. BNSB. A credit score is a number that evaluates a person’s creditworthiness. For inquiries. This purchase was a smart move, effectively doubling the Scotiabank online client base overnight. 21. With optional Scotia Creditor Insurance Protection, your Scotiabank debt payments are maintained or paid in full, in whatever situation you encounter. I authorise Scotiabank to provide the insurer with my Scotiabank credit card account number, monthly statement balance and any other necessary information. It can complement other forms of Insurance like employer work benefits, or other insurance plans, that were to be allocated for other needs, such as looking after your. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. The Scotiabank Momentum Visa Infinite card offers a lot of value, but there are other options if you’re not a big grocery spender. Enjoy international purchasing power and avoid the worry of carrying cash with Scotiabank's suite of credit card products. The last thing you need to worry about during an emergency is how to pay your bills. Captain_Spicard. Scotia OnLine is our personal internet banking service designed to create a more effortless and convenient banking experience for you. For answers, check out our FAQs. All recommendations are based on the information provided to us during this online process in relation to Scotiabank’s current product and service offerings. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. Buy Credit Chart Account Protection Insurance with Economic Stability for you also your our include unexpected dates. Partner merchants are selected based on exceptional discounts and offers that they are willing to offer Scotiabank Premium Loyalty Club members. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Interest, fees, and income requirements. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. , e-Scotia Commerce Holdings Ltd. Start your claim. Earn 2X Scene+™ points for every $1 you spend on dining, entertainment, gas, daily transit, select streaming services. $29 /year (Special offer: First-year annual fee waived) 2. 4. Access eStatements. Debit transactions 3. Post in Question - RemovedditEarn points on every purchase and enjoy a selection of basic account features for a low monthly fee. Also, you’ll earn 3 points per dollar spent on gas, transit, and select streaming services, among the best rates around. Get a quote for Credit Card Insurance Today!Scotiabank Gold American Express. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon. These amounts will be added to your overall balance owing. 19. Scotia Credit Card Protection offers. Below average in customer satisfaction: Scotiabank ranks 10 out of 13 in J. Tasa de Interés escalonada basada en el balance de la cuenta. Scotia Credit Card Protection premium rates are subject to change from time to time. 89 per $100 of your account balance, calculated daily until your 70th birthday, at which time both bundles reduce to only the Life Benefit at a monthly premium rate of $0. The Registered Program is registered under the National Housing Act (Canada). Need to transfer money from your savings account to your credit card? Want to know if your paycheque has been. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. You can choose from any of the four different rates. Scotiabank Passport® Visa Infinite* Card. The premium for Single Life & Critical Illness coverage is only 53 cents /$100 of my outstanding balance. # DATE DATE. O. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272:. It can also pay a monthly benefit in the event that you become disabled or involuntarily lose your job. 5% on foreign transaction fees. The only major bank that saves you 2. Affordable monthly premiums for Credit Protection are based on your outstanding account balance and your coverage choices. Cost $1. Además, te brinda los siguientes beneficios: Transacciones ilimitadas libre de costo. The longer the Premium Period, the higher the interest rate. 99% on purchases and 22. Choose a 3, 6, or. The premium is added by Scotiabank to the principal amount of the loan and repaid over the same amortization period. Overspending: Maxing out your credit cards, especially on a regular basis, can hurt your credit score since your utilization ratio (100% therefore > 30% recommended) would. Dollar GICs with U. 99% 26. Scotiabank personal loan product rating: 3. Up to 60,000 bonus points ($600 value) 9. 800. 0% foreign currency conversion fee. credit card benefits. Scene+ Customer Service: 1-866-586-2805. This comprehensive coverage is available at a monthly premium rate of only $1. Scotia Credit Card Protection The Bank of Nova Scotia is not an insurer and this is not an offer of insurance. Earn up to $550 with a Scotiabank banking package and TFSA or RRSP. The Scotiabank Scene Visa Card is a credit card designed primarily for those who are seeking rewards and benefits in the form of entertainment-related experiences. Unity Managing Underwriters Ltd. The premium rate for coverage under Scotia Credit Card Protection is based on Your Daily Account Balance which is calculated daily and billed monthly. 95 for every $100 of outstanding balance. Continue to enjoy all your. It functions like a term deposit account, with a base interest rate and a premium rate add-on depending on how long you keep the deposit. 70 per cent, effective July 14, 2022. A copy of the Scotia Credit. m. The Offer rate of 3. $0* or $30. Monthly premium amount. Credit Card customers to provide a financial safety net during times of financialHow do I cancel my Pre-authorized Contribution (PAC)? - Scotiabank Help Centre. Annual fee: $150. There are different coverage types, including. No monthly account fees or minimum balance required. If your recipient banks with Scotiabank, but does not use Scotia OnLine, they will not be able to receive the funds. Your premium is based on the average daily balance on your ScotiaLine account during the billing period and your age at the end of each ScotiaLine billing period (or in the case of joint coverage, on. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. This Certificate replaces any and all Certificates previously issued to You with respect to the Group Policy. To apply for coverage, all you need is a Scotiabank Line of Credit account in good standing, be a resident of Canada, and be aThe Minimum Guaranteed Return is calculated and compounded annually at the Annual Guaranteed Minimum Interest Rate. If the Account is opened on a statutory holiday or Sunday, the Bonus Rate Period will begin on the first business day after the Account is opened. Flexible payment options. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). Personally, the Momentum VI works better for me but if you travel a lot, spend a lot of foreign. See certificate for details. Scotiabank Passport Visa Infinite Card. By February 29, 2024 set up a recurring pre-authorized contribution (PAC) of at least $50 per month in any of your eligible RRSP and. at 1-800-268-9269, [email protected]%-27. Best Of Money Awards . The bonus interest rate of 4. 668. Discount. As a Premium Seating client, you and your guests can expect to receive high-quality food and . (ET) and one of our Customer Service Representatives will be pleased to assist you with cancelling your coverage, and any premiums you've paid will be refunded. Start your claim. Premium Loyalty Club is an exclusive club for Premium Mastercard Debit Card holders where by members get exclusive access to specials and discounts. Minimum Investment of $500 for short- and long-term GICs, including U. Scotiabank’s Canadian savings accounts do not come with any fees, but there is a small fee for the foreign currency. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your. Promotional rate. Get a quote for Credit Card Insurance Today!SUITE VIEW: Scotiabank Arena had 43 traditional suites rebuilt with higher ceilings to provide better views to the arena bowl as part of a $350 million makeover. @ScotiabankArena. For. They also offer coverage in case of stolen, damaged or lost belongings. A Premium. First, if your credit card balance is under $10, you will not be charged the balance protector premium. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. Contact us. Key Points. Scotiabank covers the financial needs of businesses and individuals by offering business accounts, personal chequing accounts, savings accounts, mortgages and credit lines. Honestly unless you’re bringing “new” money in on the 1. The Scotiabank travel insurance plan is known for its extensive coverage of up to $10 million in emergency medical insurance for travelling Canadians. Account level charge - Charges against any account transactions (i. For Comprehensive coverage under $50,000, the monthly premium rate is $1. If you have any questions or need additional support, call us at. $120. 744. 99% cash advances. Earn up to $550 with a Scotiabank banking package and TFSA or RRSP. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of Your monthly Comprehensive Protection premium is calculated for every $1,000 of your insured loan balance for Life and Terminal Illness coverage and $100 of monthly equivalent insurable benefit for Critical Illness, Disability and Job Loss coverage on the date your Scotia Loan Protection application is approved. 8∆. US Bancorp's shares are down roughly 20% so far in 2023 and yield a historically high 5. Try a Western Union Money Transfer instead. This Certificate replaces any and all Certificates previously issued to You with respect . Buying Credit My Balance Protecting Insurance for Financial Stability to you and owner family in unexpected events. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. The Bank of Nova Scotia (French: Banque de Nouvelle-Écosse ), operating as Scotiabank (French: Banque Scotia ), is a Canadian multinational banking and financial services company headquartered in Toronto, Ontario. 40% for 3 months. Purchasing Get Bill Balance Protection Insurance by Financial Stability for you and owner family in unexpected events. 99% 25. Scotia Credit Card Protection is optional insurance that can help you stay on solid financial ground. 2%. 1. Rewards: Earn 1% cash back on every $1 you spend in everyday purchase. Scotia Mortgage Protection is underwritten by The Canada Life Assurance Company under a group policy issued to the Bank of Nova Scotia. XXXX issued to. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. Scotia Credit Card Protection insurance;. For Disability and JobAccess eStatements. 85% to 1. P. Affordable monthly premiums for Credit Protection are based on your outstanding account balance and your coverage choices. 25% (the “Bonus Rate”) applies to New Deposits (defined below) made into an eligible Scotiabank Savings Accelerator Account (“SSAA”) between August 14, 2023 and January 31, 2024 (the “Bonus Rate Period”). The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. to the Group Policy. Banner: Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and first year annual fee waived on your first supplementary card. com, or visit Before you invest in any fund, consider how the fund would work with your other investments and your tolerance for risk. 05% interest on your Momentum PLUS Savings Account 14. 1-855-753-4272. 30 + sales tax, where applicable. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Interest rates: 20. It is located directly above the 100 level seating which gives it much better views compared to the luxury Theatre Suites above. 20%: 25. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. Your monthly credit insurance premium amount is added to your Scotiabank credit card. Monitor your investments digitally with. Basic Bank Account. ABM - Automated banking machine. 12-month installment plan 3. Therefore, they may be delivered to the SCCP user out-of-sequence. SCCP CERT English 1471414 10 18Sample. Please keep in a safe place. What do I need to do? Please choose one of the following three Options: Option 1: Early activation of Scotiabank® Scene+™If you are looking for an all-inclusive “unlimited” chequing account, the Scotiabank Ultimate Package may be for you. Premium Solutions with preferred products Credit card insurance is a product thatbanks marketas a way to help with credit card payments if customers losetheir jobs or getsick. How your premium payment is calculated Your premium payment will be calculated daily. 1 (855)753-4272. 20. If you’re a Scotiabank customer, you can also cancel or reschedule your appointment using the app:From the app’s Home screen, tap More Tap Contact us Tap Book an appointment. BMO Ascend World Elite Mastercard: Best black credit card for emergency medical travel insurance. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. The Bank of Nova Scotia receives an administration fee from the insurer to distribute Scotia Credit Card Protection. 10 for every $1,000 invested. Annual fee 6. 99% after. Your premium and coverage amount automatically adjust to match your outstanding insured Scotiabank Line of Credit account balance. Most bank customers often use chequing accounts as an avenue to. As the COVID-19 situation continues to evolve, the safety and security of our customers and employees is our top priority. Power’s 2023 Credit Card Satisfaction Study [1]. 60% * for 3 months. $0 - $350,000. As a Premium Seating client, you and your guests can expect to receive high-quality food and . Scotia Momentum® Visa Infinite* Card. We offer a range of affordable optional creditor protection coverage for Scotiabank credit products:Scotia Mortgage Protection: Life, Critical Illness, and Disability coverage. Save up to hundreds of dollars a year on interest. 99% purchases / 12. The foreign exchange rates are based on a number of factors, including whether it's cash/non-cash transaction, how much money you're exchanging and market conditions. Like MGCP, SCCP devices report all actions to communication manager server which responds with the action device need to take. Personal line of credit insurance is. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. 40%. In the table titled Stop Payments for Removal, use the top checkbox to check all requests if you want to select all, or. Continue to earn and enjoy your credit card benefits like your rewards, cash back, and insurance coverage. Premium on Total Loan Amount (from the table above): 3. 85% and a Welcome Bonus Interest Rate of 3. Rev. , delivering superior advice and services to help our customers get ahead. The example they give is a balance of $500. Monday - Friday. “Minimum. For each Premium Period, Premium Interest is calculated daily by applying the Premium. This premium credit card comes with a generous Welcome Bonus of 30,000 Rewards points. Annual Fee. Scotia Credit Card Protection is an optional insurance product available to Scotiabank Credit Card customers to provide a financial safety net during times of financial Worked at Scotiabank, call and cancel and say you did not know or want this and ask to be reimbursed. La Banca Premium de Scotiabank te ofrece un equipo de servicio personalizado, asesoría y servicio con un trato preferencial. Scotia Credit Card Protection (optional) 10 This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job. Scotia® SCCP CERT English 1471414 10 18Sample. SCOTIA CREDIT CARD PROTECTION CLAIM FORM DISABILITY EMPLOYER STATEMENT. Use the form to recall your request. Whether you’re saving for retirement, or just a rainy day, each financial plan focuses on your current needs and future goals. 00 Transaction fees. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. You could earn up to $550 with a Scotiabank banking package and TFSA or RRSP!2,‡. 09 per $100 of the average daily balance on your credit card account (plus any applicable provincial sales tax). 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. Scotia Credit Card Protection offers you: Protection. The bank pays you a small percentage as an incentive to leave your money in. $0 /year. 2 Plus no annual fee in the first year . 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. 10% intro offer (Ends October 31, 2023), Earn 4% for. 20% 17. AMOUNT($) SUB-TOTAL CREDITS SUB-TOTAL DEBITS. 03. Scotiabank’s Financial Access Program allows Survivors to regain financial control, a key indicator of recovery, and provides a renewed sense of economic empowerment, serving as an additional safeguard from exploitation. Monthly fee $0. Fact Checked. A savings account is a bank product that offers interest on deposits. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. Call 1-866-267-4935. One high-interest savings account. Plus, the Scotia line of credit has one of the widest ranges of credit limits available in Canada: anywhere from. You select 90, 180, 270, or 360 days as your saving period and it pays a certain interest based on your pick. This perk wasn’t available on the Momentum account. You’re eligible to apply for Scotia Line of Credit Protection if you are: A resident of Canada. This card is Scotiabank’s low-interest rate card that works well for consolidating credit card debt at a lower interest rate. The Bank of Nova ScotiaFind out how our banking packages can reward you. This Website has been created to present certain selected information, and to allow access to certain transaction documents, relating to The Bank of Nova Scotia's Global Registered Covered Bond Program (the "Registered Program"). Save for multiple goals in one account. 221. The premium rate for coverage under Scotia Credit Card Protection is $1. For an all-in-one solution towards many of life’s common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. This Certificate replaces any and all Certificates previously issued to You with respect to the Group Policy. Scotia Credit Card Protection insurance is an optional insurance product available to Credit Premium economy is a class of service on airplanes between the economy seats you may be used to and the expensive, full-service business class. Choose from two Emergency Medical Insurance Plans 1. edwards@scotiabank. No premium will be charged if your previous month's statement balance. The annual interest rate on this. 99%. O. Scotia Credit Card Protection is optional insurance that can help you stay on solid financial ground. Get unlimited debit transactions 3 , Interac e-Transfers † transactions. If you hold it for longer than 180 days. While the card comes with a few premium perks, the low annual fee combined with the low-interest rate make up for this. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. Premium interest rate: Earn an extra 0. If you have any questions or need additional support, call us at.